Attention homeowners in Riverview and Hillsborough County: Get an Appraisal today!

The top 7 reasons FL homeowners call on Rick Salisbury:

To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
To challenge a FL property tax assessment
Remove PMI to reduce a monthly mortgage payment
Reinstate their Home Equity Line of Credit (HELOC)
Verify another appraiser's report
In the case of a FL divorce, where real estate needs to be divided
Settle an estate in FL by determining the true market value of property in question

Own a house in or near Riverview, FL and need help determining the price of it?
Contact Rick Salisbury.

We at Rick Salisbury understand the individual needs of a customer looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is a very valuable negotiating tool once you have a likely buyer. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much your house is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value assessment than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred money saver for homeowners. Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are experts in helping homeowners just like you dismiss undesirable PMI insurance.

Challenge Tax Assessment

Lets say your house is not appreciating as much as other properties nearby -- your local tax assessor may have your house overvalued. That only means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. Getting an appraisal report from Rick Salisbury is your #1 weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your house is close to a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow viewpoint. Rick Salisbury can help you reinstate your home equity line of credit with efficient appraisal.

We Also Provide Field and Desktop Appraisal Review Services

Do you need a professional to double-check your appraisal for efficiency, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Rick Salisbury can help you with that. While typically requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your property.