![]() Rick Salisbury is your FHA certified appraisal companyWe are happy to say that Rick Salisbury is an FHA-approved appraisal service in FL. If you have an FHA-secured loan, be sure to contact Rick Salisbury, as we are approved and qualified to perform FHA appraisals. FHA's guidelines, documentation and policies may seem difficult to comprehend, but the staff at Rick Salisbury is well-trained on how to work in accordance with the rules and regulations provided. Be sure to contact Rick Salisbury if you need an appraisal done for an FHA-secured loan. If your house loan is FHA certified, that means that the loan has been secured by the Federal Housing Administration, which is underneath the United States Department of Housing and Urban Development (HUD). No part of the loan is provided by the FHA; what the FHA does is ensure that the loan is insured in case the borrower doesn't pay their loan. The FHA and their loan programs are built to assist low-to-moderate income buyers help meet credit qualifications if they otherwise would not. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. FHA loan programs are particularly useful to those buyers with less accumulated cash. |